Get temporary car insurance cover for your road trip
Seeking adventure? Off on a road trip around the UK with friends? With our short-term car insurance policies, you can get fully comprehensive cover that protects you for the entire duration of your journey, and allows you to split the drive.
One Day Insurance provides flexible cover by allowing you to select the length of time you are covered by our temporary car insurance, unlike annual car insurance, so you only pay for the amount of time you are on the road. Get flexible car insurance on your own or someone else’s car, so you can focus on nailing carpool karaoke and taking in the sights with the peace of mind that your temporary insurance is protecting you from any bumps along the way.
What is short-term car insurance?
Temporary insurance provides you with short-term cover for the duration you decide, from hourly car insurance policies, up to a month. You are protected by fully comprehensive cover as standard that is separate from the car owner’s own car insurance policy. This means that their No Claims Discount will be unaffected should you have any accidents whilst borrowing their car. Unlike an annual car insurance policy, One Day Insurance lets you enjoy the freedom and flexibility of a temporary insurance policy, as you aren’t tied into any long-term commitments.
Why is short-term car insurance ideal for road trippers?
What does temporary car insurance cover?
Temporary car insurance is the perfect solution for those seeking adventure on the road. Short term cover offers protection against accidents and mishaps you may encounter along the route. One Day Insurance’s car insurance policies provide:
- Insure cars from 1 hour to up to 28 days
- Protect owner’s No Claims Discount
- Covers vehicle Value Indemnity £1,000 minimum and £50,000 maximum
- Insurance for the UK only
Why choose temporary car insurance over an annual policy?
| Annual insurance policy | Temporary car insurance policy |
| Fixed-term of annual | flexibility of temp |
| Cancellation fee annual | no cancellation fee, policy duration can choose |
| annual policy costs | temporary car insurance cost (savings due to only paying what need, no cancellation, saved costs for owner if accident and no claims affected) |
| Coverage annual varies on policy chosen | temp car insurance comprehensive cover as standard |
| No claims discount affected if added to annual policy | no claims discount not affected for car owner’s |
| Takes a while to get annual policy (find and approved) | temporary insurance approved in minutes |
Read more about annual car insurance vs. temporary car insurance.
What is the difference between short-term car insurance and adding a named driver to your annual policy?
When preparing for your road trip, you may be wondering what is the difference between adding a named driver onto an existing annual car insurance policy and arranging a separate short-termcar insurance policy for the additional driver.
What is a named driver?
A named driver is an additional driver that is added to an existing annual car insurance policy. They are not the main user of the car, but are listed alongside the primary policy holder, allowing them to legally drive the insured vehicle and be covered in the event of an accident. Named drivers are usually family members or those living in the same household. Their driving history and any subsequent accidents whilst insured as a named driver will impact the policy premium for the primary policyholder.
Get temporary car insurance for your upcoming adventures
Discover more about our temporary car insurance policies and the different types we offer; from 1 hour up to monthly car insurance, we’ve got the right temporary cover for you!
