Monthly
Car Insurance
Temporary car insurance by the month
1 hour to 4 weeks
Instant temporary
cover in minutes
Drivers age
range 21-74
From
1hr-28 days
Flexible
pay-as-you-go cover
How to get short term car insurance by the month
Use these 3 quick and easy steps to get insured for a month with our comprehensive and cheap monthly car insurance:
Complete our quick and simple online form
Get a quote and choose the right one for you
Pay online for instant short-term car insurance
Car Insurance
By the Month
Monthly car insurance cover offers you the flexibility to insure you own or someone else’s car for only the time you need, saving you from the expense and constraints of traditional annual car insurance policies whilst still providing you the same level of cover and protecting the owner’s No Claims Discount. Temporary car insurance is the perfect solution for drivers needing short-term cover as you only pay for the specific amount of time you need. If you’re in need of temporary cover for your own or someone else’s car, monthly car insurance could be for you.
One Day Insurance offers flexible car insurance policies that provide you with comprehensive cover for the period of time you choose. Maybe you need temporary cover for a courtesy car or are a uni student home for the holidays and require one-month car insurance to see your friends whilst your back. Whatever the reason and duration, it is crucial you ensure you’re covered at all times, to protect you against any unforeseen events on the road.
One-month car insurance is perfect for:
Borrowing someone else's car
Insuring a courtesy car
Students back from university for the summer
Staycations
Car sharing
Seasonal use
What does monthly insurance cover?
At One Day Insurance, we provide fully comprehensive cover that is reliable and affordable. Get flexible cover that protects you and the owners No Claims Discount, without having to commit to an annual car insurance policy.
Insure cars from 1 hour to up to 28 days
Protect owner's No Claims Discount
Covers vehicle Value Indemnity £1,000 minimum and £50,000 maximum
Insurance for the UK only
Read our temporary car insurance policy in full for more information.
Get monthly car insurance now by filling in our quick and easy online form, and we will have you on the road in no time!
Who is eligible for monthly car insurance?
To be eligible for our temporary car insurance policies, you and your vehicle must meet the following requirements:
Drivers
Aged 21-74
UK resident for 2+ years
Have full UK Licence for 6+ months
ABI group 1-45
<6 points on your licence
No previous driving bans
Has a current permanent UK address
Vehicles
Vehicle is owned by family or friend, is a courtesy or lease car
Vehicle is not a hire or rental vehicle
Your usual vehicle is not impounded by the police
Minimum car value £1000
Maximum car value £50,000
SDP, SDP+C, Class 1 business use only
Read more about the eligibility criteria for our short-term car insurance
What information is required for monthly car insurance?
In order to get you on the road as quickly as possible, we will need the following information:
UK
Driving Licence
Valid UK driving licence (for 6+ months)
Choose Duration
Choose your car insurance duration, from 1hr to 28 days
Details
About You
Your personal details; name, date of birth, home address and driver’s licence number
Details
About Vehicle
Vehicles details; registration number, make and model,
How much does monthly car insurance cost?
Discover flexible and affordable temporary car insurance through One Day Insurance, starting at just £115.12. Avoid the hassle and expense of annual insurance policies, whilst still getting the same comprehensive cover. A combination of variables are factored into the final quotation you receive for our temporary insurance policies.
Prior accidents:
Previous claims will affect the cost for temporary car insurance policies via One Day Insurance
Personal info:
Certain personal factors, including age and driving experience, are considered in your quote
Vehicle type:
The size and model of your vehicle can impact the cost for one month car insurance
Location:
Certain areas are deemed higher risk, therefore, location is taken into account for your quote
Policy length:
The length of cover you require will impact the cost of your short-term insurance quote
Get the right car insurance for you with One Day Insurance. Find out how much your monthly insurance might cost.
Need temporary insurance for less than one month?
One Day Insurance offers hourly, daily, weekend and weekly insurance. Find which one is right for you!
Hourly Insurance
Daily Insurance
Weekend Insurance
Weekly Insurance
Temporary Car Insurance FAQs
What is covered by a monthly car insurance policy?
Our monthly policies include comprehensive coverage as standard, ensuring protection not only for damage to other vehicles but also for the car you are driving. This encompasses accidents, theft, fire, vandalism, and natural disasters, providing a broader financial safeguard for the policyholder compared to third-party or third-party, fire and theft policies.
How is temporary car insurance different from an annual car insurance policy?
The primary difference between annual and temporary car insurance is in the name – annual car insurance is a policy that covers you over the course of a year, whilst temporary car insurance provides cover during a specific time period, ranging from an hour to a month. The key benefit of this temporary coverage is its flexibility and freedom, ideal for borrowing a friend or family member’s car, test drives, road trips, or any situation requiring temporary vehicle protection without the obligations of a long-term commitment. There are a host of other differences and benefits for annual vs temporary car insurance which you can read about in our blog comparing the two types of car insurance policies.
Can I extend or cancel my temporary car insurance policy?
Whilst you cannot extend your One Day Insurance policy, should you need comprehensive cover for longer than you planned, you are able to arrange a new short-term policy quick and simple by completing the online form. You may cancel your temporary insurance policy before the end of the cover period, although no refund will be given.
When will your information appear on the Motor Insurance Database?
We ensure the timely upload of new policy data to the Motor Insurance Database (MID) daily, even on holidays and weekends. The information should become available on the MID within just 2-3 hours after we have submitted your information. Read more about the MID and why it is relevant to your temporary car insurance policy.
Will getting temporary car insurance through One Day Insurance affect the vehicle owner's No Claims Discount?
Since temporary insurance is short-term and separate from your regular annual insurance policy, any claims made under temporary coverage should not affect the No-Claims Discount associated with your main policy.
Does One Day Insurance's hourly car insurance cover learner drivers?
No, at One Day Insurance we cannot provide short-term cover for learner drivers over the weekend.
Guides and inspiration
Get informed, get inspired – read our blogs to find out more about short-term car insurance and how it could be the solution for your driving needs.
